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Home Ownership Plus Education (HOPE) Scheme
 

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Home Ownership Plus Education (HOPE) Scheme

HOPE is an assistance scheme to help young, low-income families get out of the poverty trap by providing comprehensive assistance. Implemented on 1 January 2004, the scheme aims to enable low-income families concentrate their limited resources on education and skills upgrading.

Benefits

Each HOPE family will receive the following:
  • Educational bursaries, in addition to what is already provided for under Edusave. The amount disbursed are as follows:

Level

Bursary amount

  • Pre-school
  • $250 per year, per child
  • Primary
  • $400 per year, per child
  • Secondary
  • $800 per year, per child
  • Junior college/polytechnic/ITE
  • $1,200 per year, per child
  • University
  • $2,000 per year, per child
  • Special education
  • $600 per year, per child
  • A Conditional Housing Grant of $50,000. The grant will be disbursed in annual instalments to the mother’s CPF account;
  • A training grant of up to $10,000 per family given over a 10-year period to enable parents to attend skills training. The grant is divided equally between the parents to encourage them to acquire new skills and enhance their employability;
  • A one-off cash grant of $1,000, payable to SP Services, to help the family offset utilities bills;
  • Mentoring support from a social service agency to guide the family and help them resolve any issues, and
  • Cash grant of $6,000-$9,000 to help couples with family life education, family planning and parenting skills.

Who can apply

  • Married couples with 1 or 2 children;
  • Either the husband or wife must be a Singapore Citizen, and the spouse must either be a Singapore Citizen or a Permanent Resident (PR) of Singapore;
  • Monthly household income of $1,500 or below*;
  • Age of the wife is 35 years or below** and
  • Husband is employed.

*For families where at least one spouse has post-secondary education, neither spouse should earn more than $1,000 per month.

** For families where at least one spouse has post-secondary qualification, the wife must be between 30 - 35 years old.  

Successful applicants will be required to sign a Letter of Agreement with the government. 

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Last Updated : February 16, 2007
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