HOPE is an assistance scheme to help young, low-income families get out of the poverty trap by providing comprehensive assistance. Implemented on 1 January 2004, the scheme aims to enable low-income families concentrate their limited resources on education and skills upgrading.

Benefits

• Educational bursaries, in addition to what is already provided for under Edusave. The amount disbursed are as follows:

- Preschool - $250 per annum (for mothers who do not work) and $2,000 for mothers with children aged 0- 6 if mothers are in full-time work# - with effect from 1 Apr 09.
- Primary - $400/- per annum
- Secondary - $800 per annum
- Junior college/ polytechnic/ITE - $1,200 per annum
- University - $2000/- per annum
- Special education - $600 per annum

• A Conditional Housing Grant of $50,000. The grant will be disbursed in annual instalments to the mother’s CPF account;
• A training grant of up to $10,000 per family given over a 10-year period to enable parents to attend skills training. The grant is divided equally between the parents to encourage them to acquire new skills and enhance their employability;
• A one-off cash grant of $1,000, payable to SP Services, to help the family offset utilities bills;
• Mentoring support from a social service agency to guide the family and help them resolve any issues, and
• Cash incentives of $6,000-$9,000 to help couples with family life education, family planning and parenting skills.

Who can apply

• Married or is a divorced mother with custody of the children with 1 or 2 children;
• Either the husband or wife must be a Singapore Citizen, and the spouse must either be a Singapore Citizen or a Permanent Resident (PR) of Singapore;
• Monthly household income of $1,500 or below*;
• Age of the wife is 35 years or below** and
• Husband is employed.

*For families where at least one spouse has post-secondary education, neither spouse should earn more than $1,000 per month.This applies to divorced mothers with post-secondary education who must also be employed.

** For families where at least one spouse has post-secondary qualification, the wife must be between 30 - 35 years old. This also applies to divorced mothers with post-secondary education.

***This scheme will also be extended to widows

Successful applicants will be required to sign a Letter of Agreement with the government. 

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